Gold jewellery is of utmost importance; not only for its economic value, but also for the various social issues and emotions that thrive behind it. From glittering festivities to traditional marriage ceremonies, the value of gold cannot be undermined. For such a precious possession, it is essential to look for safety and security measures that guarantee no compromise. However, one is often unaware of how gold jewellery is evaluated, value of antique jewellery and the various insurance schemes available. In comparison to the world, jewellery insurance facilities still have a long way to go, and only with the emergence of private organizations is jewellery insurance gaining due importance.
The two most prominent ways of jewellery safekeeping are insurance and bank lockers. No matter the size of the gold set or the shape of the gold ring buy gold in dubai , jewellery is very valuable and all factors must be considered while choosing the appropriate security facilities.
For jewellery insurance, only a few chosen insurance players currently offer jewellery insurance facilities. Most policies usually cover accidental loss or damage, burglary and theft only, while some policies also cover jewellery worn throughout. In general, the maximum cover provided is 25 percent of the total insured amount. But, there are also policies that provide an all-risk cover facility for the jewellery. While zeroing in on the desired policy, it is essential to review the policy documents. The jewellery cover should say ‘all-risk cover’ and must include protection against burglary, fire, theft and other damages.
Bank lockers are the most preferred way of jewellery safekeeping. Since not all bank branches provide lockers, thorough research must be conducted before opening a savings account with the bank, which is part of the procedure. Bank lockers are a personal affair and provide large amounts of space to hold anything – from delicate filigree gold necklace designs to large 24k gold bars. The rates are subject to change on the basis of size, location and reputation of the bank. However, the major catch here, is that the bank does not hold any responsibility, if the stored valuables get damaged or go missing.
Most people believe that bank lockers are better, because they are less expensive with a simpler operational procedure and save a lot of time. Also, locker charges do not increase with the number of stored valuables, unlike insurance. They are multi-purpose in nature as anything from a simple gold necklace to full-fledged property documents and money, can be kept in the locker safely. However, some prefer insurance over bank locker systems, as they will be bound to receive a stipulated amount for loss or damage caused to the valuables by accident or misfortune. So, choosing the appropriate facility is essential for the long-term health of your precious jewellery.
Fashion jewellery are of different types. The prize of these fashion accessories vary depending on its makers. In order for you to look stylish it is vital that you choose jewellery that suits you with respect to the age and your personality. It is also important to consider the occasion in which the jewellery is worn. Some traditional jewellery are always in vogue and are considered classics. These would never go out of style. It is also vital that you consider the size of the earring you wear which has to be proportionate to the wearer’s face size.
Jewellery can come in different shapes and sizes and they can be of different types as well. Earrings, necklaces, bracelets and finger rings are a few different types of jewellery. Earrings can be of different kinds like drops, hoops, studs and chandeliers. A different kind of jewellery that is not as expensive as metals is the costume jewellery. These can be made using inexpensive material like wood, plastic as well as shells. You can even find costume jewellery plated with silver and gold which gives you a trendy look and also is far less expensive than their original counterparts such as gold and silver.
The most sought after jewellery are the ones that are made of silver, platinum or gold. These are very expensive and also made of precious stones. It is best to purchase fine jewellery from reputed jewellers as there are lots of imitations available in the market these days and it is easy to be fooled by fakes.
Fashion jewellery can help in producing optical illusions like making a neck that is slender look wider and vice a versa. It is mandatory that you ensure that the jewellery you wear coordinates with the clothing. Jewellery can also be in the form of cuff links that replace buttons on the wrist of the shirt and lapel pins can be worn on the lapel.
One of the most common pieces of jewellery is the necklace which comes in the form of a locket, choker, chain, multi-strands and pendants. These are just a few of the different types of necklaces available. Bracelets worn on the hands come in the form of cuff bracelet, bangles and charms. Wearing rings is an art by itself. It is vital that you wear rings that are proportionate. The rings again come in different forms such as dome rings, wedding rings, engagement rings, adjustable rings and solitaire.